• January 31st was the deadline to sign up during open enrollment, but if you were unable to sign up, you may be eligible for a Special Enrollment Period (SEP). SEP's are available to individuals who have recently had a life changing event, such as marriage, a new baby or if you've lost coverage through your employer. Call us at 850-837-3883 today to find out if you're eligible for an SEP!

About Florida Financial Services

Florida Financial Services, Inc has been a trusted advisor of employee benefits for over 18 years and has maintained a local office in Destin for the past 12 years. Over the past several years we have implemented innovative strategies and negotiated sound renewals on behalf of our clients. Florida Financial Services takes pride in servicing our clients with the utmost professionalism and personal services.

Health care is a top concern for small business owners across the country, and many employers want to provide coverage but often can’t afford to. Historically, the health care market has been broken for small businesses.  In fact, many small businesses pay as much as 18 percent more than their larger competitors for the same coverage.

The Affordable Care Act will help small businesses in two critical ways: by increasing access and offering affordable options.  The law provides access to better health care options for both the employer and employees. It also helps to lower the growth of premium costs and provides a number of key benefits for small businesses—including tax credits and the opportunity to pool their buying power with other small businesses in the new Small Business Health Options Program (SHOP) Marketplace. The SHOP Marketplace will allow small business owners to get comprehensive information about benefits and quality, side-by-side with facts about price, and will help them benefit from insurance with lower administrative costs and allow them to pool risk.

Group health insurance can be a difficult field to navigate, and with healthcare reform now in effect, it may become even more difficult. Instead of trying to face these changes alone, why not have an ally who can help you determine which direction is right for your company? At Florida Financial Services, we’ve specialized in healthcare insurance and group benefit plans for more than 17 years. After all, you pay the same premium with or without an agent, so let us take the guess work out of it for you.

Interested in getting a quote? Download our census spreadsheet, fill in your company’s info and send it back in to us at quotes@florida-financial.com.